A credit card is a plastic card used as part of a special payment system, which is issued to the users of that payment system. Carriers of these cards can purchase goods and services and promise to pay.  Local banks or credit unions usually issue these cards to consumers. The size of the credit cards complies with the ISO / IEC 610 ID-1 standard.
Front of a Ordinary Credit Card:
Issue Karabank Logo AMV Chip Hologram Credit Card Number Card Brand Logo Expiry Date Card Holder Name
The back of a typical credit card:
Tarit – magnetic stripe signature strip card security code
The difference between a charge card and a credit card is that the charge card has to be replenished every month or at the end of each cycle which is not the case with a credit card. Instead, credit cards provide users with loans that are repayable with interest. Credit cards are different from cash cards because they are not used for cash or money. Credit card use involves a third party who pays the sellers and pays the buyers. In 2016, there were about 1.112 billion credit cards in circulation in the United States.
Credit card details
As of November 2019, there were more than 1.2 million credit card subscribers in Bangladesh.
Edit There is no literature on the history and growth of plastic money in India. In 1981, Mr. Kali Modi came with Dinar Club. He was the first to introduce the credit card system in India. Modi sold his credit card company to Shyam Sundar Agarwal in 1986. Until the 1980s, the credit card market in India was uncompetitive.In 1970, the Central Bank of India introduced the ‘Central Card’, the first bank credit card in India. Later the competition intensified with the affiliation of Central Card with both Visa and MasterCard. Then in 1971 Andhra Bank introduced ‘Andhra Card’ which was associated with Visa.
☑️Transactions can be done quickly.
☑️Reward points are available.
☑️Free from the risk of carrying cash Credit card security is much more secure now than conventional debit cards
☑️Using a credit card increases the risk of falling into debt trap.
☑️There are hidden costs.
☑️There is a risk of increasing the debt burden on the wrong card.